In the market, you will find various types of best credit cards in India, but it is not an easy task to find the best all-rounder credit card, which will offer you benefits with multiple offers and cashback. What does an all-rounder credit card look like?
As the name suggests, all-rounders are the best credit cards in India that can help with valuable multiple offers and benefits across multiple categories such as dining, travelling, shopping, entertainment, and more in one credit card. People can use cards such as this to shop and save across various categories. In the market, there is a variety of credit card options available. Still, it is not easy to find the best credit cards in India that can perform well in all categories.
Listed below are some of the best credit cards in India with multiple offers and cashback
Bajaj Finserv RBL Bank Platinum Choice Credit Card
The Bajaj Finserv RBL Bank Platinum Choice credit card is undoubtedly one of the greatest credit cards available in India. This card rewards you for both online and conventional purchases. Additionally, you get 1+1 movie tickets from BookMyShow. A strong credit score is required to apply for this card. Not only that, but this card also comes with a fuel surcharge waiver and complimentary airport lounge access.
Standard Chartered DigiSmart Credit Card
The card, which costs Rs. 588 per year, offers a 10% discount on Grofers and Zomato. This discount, however, is only available for five purchases per month. Myntra offers a 20% discount to cardholders. Once per quarter, Yatra offers an additional 20% discount on domestic airline tickets and a 10% discount on international flight tickets. In the same way, if you book domestic hotel rooms through the Yatra website, you will get a 25% discount for any domestic hotel bookings every quarter if you pay with this card.
Bajaj Finserv RBL Bank SuperCard
This card functions as a credit card, a loan card, an EMI card, and a cash card. The card’s strongest feature is the 5 % reward on down payments at any Bajaj Finserv Network partner store. Aside from that, you can save up to Rs. 55,000 every year and convert all purchases over Rs. 2,500 into simple EMIs. If you have a steady source of income, are between the ages of 25 and 65, have a credit score of at least 750, and are an Indian citizen, you can apply for this card.
HDFC’s MoneyBack credit card
It’s a good idea to start with HDFC MoneyBack Credit Card if you’re new to India’s world of best credit cards. Use this credit card feature to enhance your credit score and save money simultaneously. Because of its cashback perks, you’ll save money on every purchase you make. Every time you spend INR 150, you will get two reward points and twice if you shop online. You can redeem these points for gifts or air miles with an exclusive rewards catalogue. However, you must have a minimum of 2,500 points to redeem it.
American express membership rewards credit card
American Express offers its customers the Membership Rewards Credit Card, which can be used for various purchases. Due to the absence of a predefined credit limit, it is an excellent option for frequent spenders. Every time a transaction of Rs. 50 is made, and the cardholder receives 1 reward point, except for utility, fuel, insurance, and cash transactions. While this credit card has a higher annual fee than many others, it is well worth consideration.
Bajaj Finserv RBL Bank Platinum ShopDaily SuperCard
This is the card you should get your hands on if you are a frequent shopper. You can get 5% cashback on grocery purchases, as well as welcome benefits and a milestone bonus. Benefits on travel, leisure, fuel purchases, and more are available with this credit card.